Hail Insurance
To pay for hail insurance using an e-check or credit/debit card, you will need to call the State Hail Insurance office at 406-444-5429. Details for each payment method are listed below.
Cash or Check Payment: Qualify for the 4% cash discount.
Payment within two weeks of your policy effective date will receive a 4% discount. Be sure to return the signed policy and payment (check) within seven days to receive the discount. Keep in mind that if payment is not received within the two weeks, a crop lien on the insured crops sufficient to cover the fees for the insurance, plus interest will be filed.
Charge: No Discount. Due in Full on November 30th of the policy year.
You are only entitled to choose this option if you own the land that the crop is growing on. If the full payment is not received by November 30th interest will accrue and a lien may be filed on your property.
Charge: Crop lien on your crop no discount.
If you do not own land and wish to charge your policy, you must choose lien from the payment types and a lien will be filed on your current crop. Upon delivery of your grain the elevator will include the Montana Department of Agriculture on your check. You must contact the department to have the lien released.