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Notice:

The Toll Free Hail Insurance Program phone number at 1-844-515-1571 is currently experiencing technical issues. Please call 406-444-5429 for your hail policy needs. You can also fax to 406-444-9442 or email agrhail@mt.gov.

Phone system technicians are working to restore service to the toll free number, and we will provide notice here when it is again available. Thank you for your patience.

 

Hail Insurance Rates

Hail insurance coverage maximums for 2019 have been set by the Montana State Hail Insurance Board at $75 per acre for non-irrigated crops and $114 an acre for irrigated crops. Rates charged are a percentage of the insured amount and vary by county according to the hail loss history of the area.

Click here to view/download 2019 Hail Insurance Rates in PDF format.


Current County Rates

4% discount if paid with 14 days of policy effective date
 
                   
   

Non-irrigated

 

Irrigated

    Rate at $75 per acre Off Set Rate 0.02/ Barley &
Safflower
Off Set Rate 0.03/ Soybeans Off Set Rate 0.06/ Peas, 
Lentils & 
Chickpeas
  Rate at $114 per acre Off Set Rate 0.02/ Barley &
Safflower
Off Set Rate 0.03/ Soybeans Off Set Rate 0.06/ Peas,
Lentils &
Chickpeas
  2019  
County Rate  
Beaverhead 10.50% $7.88 $9.38 $10.13 $12.38   $11.97 $14.25 $15.39 $18.81
Big Horn 10.50% $7.88 $9.38 $10.13 $12.38   $11.97 $14.25 $15.39 $18.81
Blaine 8.40% $6.30 $7.80 $8.55 $10.80   $9.58 $11.86 $13.00 $16.42
Broadwater 6.30% $4.73 $6.23 $6.98 $9.23   $7.18 $9.46 $10.60 $14.02
Carbon 6.30% $4.73 $6.23 $6.98 $9.23   $7.18 $9.46 $10.60 $14.02
Carter 11.55% $8.66 $10.16 $10.91 $13.16   $13.17 $15.45 $16.59 $20.01
Cascade 9.45% $7.09 $8.59 $9.34 $11.59   $10.77 $13.05 $14.19 $17.61
Chouteau 10.50% $7.88 $9.38 $10.13 $12.38   $11.97 $14.25 $15.39 $18.81
Custer 9.45% $7.09 $8.59 $9.34 $11.59   $10.77 $13.05 $14.19 $17.61
Daniels 8.40% $6.30 $7.80 $8.55 $10.80   $9.58 $11.86 $13.00 $16.42
Dawson 10.50% $7.88 $9.38 $10.13 $12.38   $11.97 $14.25 $15.39 $18.81
Fallon 9.45% $7.09 $8.59 $9.34 $11.59   $10.77 $13.05 $14.19 $17.61
Fergus 10.50% $7.88 $9.38 $10.13 $12.38   $11.97 $14.25 $15.39 $18.81
Flathead 5.25% $3.94 $5.44 $6.19 $8.44   $5.99 $8.27 $9.41 $12.83
Gallatin 7.35% $5.51 $7.01 $7.76 $10.01   $8.38 $10.66 $11.80 $15.22
Garfield 9.45% $7.09 $8.59 $9.34 $11.59   $10.77 $13.05 $14.19 $17.61
Glacier 9.45% $7.09 $8.59 $9.34 $11.59   $10.77 $13.05 $14.19 $17.61
Golden Valley 10.50% $7.88 $9.38 $10.13 $12.38   $11.97 $14.25 $15.39 $18.81
Hill 8.40% $6.30 $7.80 $8.55 $10.80   $9.58 $11.86 $13.00 $16.42
Jefferson 6.30% $4.73 $6.23 $6.98 $8.48   $7.18 $9.46 $10.60 $14.02
Judith Basin 10.50% $7.88 $9.38 $10.13 $12.38   $11.97 $14.25 $15.39 $18.81
Lake 5.25% $3.94 $5.44 $6.19 $8.44   $5.99 $8.27 $9.41 $12.83
Lewis & Clark 9.45% $7.09 $8.59 $9.34 $11.59   $10.77 $13.05 $14.19 $17.61
Liberty 8.40% $6.30 $7.80 $8.55 $10.80   $9.58 $11.86 $13.00 $16.42
Madison 7.35% $5.51 $7.01 $7.76 $10.01   $8.38 $10.66 $11.80 $15.22
McCone 9.45% $7.09 $8.59 $9.34 $11.59   $10.77 $13.05 $14.19 $17.61
Meagher 7.35% $5.51 $7.01 $7.76 $10.01   $8.38 $10.66 $11.80 $15.22
Mineral 5.25% $3.94 $5.44 $6.19 $8.44   $5.99 $8.27 $9.41 $12.83
Musselshell 9.45% $7.09 $8.59 $9.34 $11.59   $10.77 $13.05 $14.19 $17.61
Park 9.45% $7.09 $8.59 $9.34 $11.59   $10.77 $13.05 $14.19 $17.61
Petroleum 10.50% $7.88 $9.38 $10.13 $12.38   $11.97 $14.25 $15.39 $18.81
Phillips 8.40% $6.30 $7.80 $8.55 $10.80   $9.58 $11.86 $13.00 $16.42
Pondera 9.45% $7.09 $8.59 $9.34 $11.59   $10.77 $13.05 $14.19 $17.61
Powder River 10.50% $7.88 $9.38 $10.13 $12.38   $11.97 $14.25 $15.39 $18.81
Powell 5.25% $3.94 $5.44 $6.19 $8.44   $5.99 $8.27 $9.41 $12.83
Prairie 9.45% $7.09 $8.59 $9.34 $11.59   $10.77 $13.05 $14.19 $17.61
Ravalli 5.25% $3.94 $5.44 $6.19 $8.44   $5.99 $8.27 $9.41 $12.83
Richland 9.45% $7.09 $8.59 $9.34 $11.59   $10.77 $13.05 $14.19 $17.61
Roosevelt 9.45% $7.09 $8.59 $9.34 $11.59   $10.77 $13.05 $14.19 $17.61
Rosebud 10.50% $7.88 $9.38 $10.13 $12.38   $11.97 $14.25 $15.39 $18.81
Sheridan 8.40% $6.30 $7.80 $8.55 $10.80   $9.58 $11.86 $13.00 $16.42
Stillwater 9.45% $7.09 $8.59 $9.34 $11.59   $10.77 $13.05 $14.19 $17.61
Sweet Grass 8.40% $6.30 $7.80 $8.55 $10.80   $9.58 $11.86 $13.00 $16.42
Teton 9.45% $7.09 $8.59 $9.34 $11.59   $10.77 $13.05 $14.19 $17.61
Toole 9.45% $7.09 $8.59 $9.34 $11.59   $10.77 $13.05 $14.19 $17.61
Treasure 10.50% $7.88 $9.38 $10.13 $12.38   $11.97 $14.25 $15.39 $18.81
Valley 8.40% $6.30 $7.80 $8.55 $10.80   $9.58 $11.86 $13.00 $16.42
Wheatland 10.50% $7.88 $9.38 $10.13 $12.38   $11.97 $14.25 $15.39 $18.81
Wibaux 9.45% $7.09 $8.59 $9.34 $11.59   $10.77 $13.05 $14.19 $17.61
Yellowstone 10.50% $7.88 $9.38 $10.13 $12.38   $11.97 $14.25 $15.39 $18.81

Current Off Set Rates Per Crop

Code Crop Name Rate
AS Alfafa Seed 0.03
BA Barley 0.02
BN Beans 0.05
BM Black Medic 0.05
BK Buckwheat 0
CM Camelina 0.05
CS Canary Seed 0.03
CA Canola 0.05
CP Chickpeas 0.06
CN Corn 0
DW Durum Wheat 0
FX Flax 0
HY Hay 0
LT Lentils 0.05
ML Millet 0
MU Mustard 0.05
OT Oats 0
PE Peas 0.06
PO Potatoes 0
RS Rape Seed (Canola) 0.05
RY Rye 0
SF Safflower 0.02
SA Sainfoin 0.05
SG Sorghum 0
SY Soybeans 0.03
SP Speltz 0
SW Spring Wheat 0
SB Sugarbeets 0
SU Sunflower 0
SC Sweet Clover 0.03
TR Triticale 0
WG Wheat Grass 0.03
WW Winter Wheat 0
Alfalfa - goes under Hay 0
Kamut - goes under Spring Wheat 0
Crambe - goes under Canola 0.03
Indian Rice Grass - goes under Canary Seed 0.03
Garbanzo Beans - goes under Chickpeas 0.06

Click on the Rate Map above to view a larger version.