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Hail Insurance Rates

Hail insurance coverage maximums for 2019 have been set by the Montana State Hail Insurance Board at $75 per acre for non-irrigated crops and $114 an acre for irrigated crops. Rates charged are a percentage of the insured amount and vary by county according to the hail loss history of the area.

Click here to view/download 2019 Hail Insurance Rates in PDF format.


Current County Rates

4% discount if paid with 14 days of policy effective date
 
                   
   

Non-irrigated

 

Irrigated

    Rate at $75 per acre Off Set Rate 0.02/ Barley &
Safflower
Off Set Rate 0.03/ Soybeans Off Set Rate 0.06/ Peas, 
Lentils & 
Chickpeas
  Rate at $114 per acre Off Set Rate 0.02/ Barley &
Safflower
Off Set Rate 0.03/ Soybeans Off Set Rate 0.06/ Peas,
Lentils &
Chickpeas
  2019  
County Rate  
Beaverhead 10.50% $7.88 $9.38 $10.13 $12.38   $11.97 $14.25 $15.39 $18.81
Big Horn 10.50% $7.88 $9.38 $10.13 $12.38   $11.97 $14.25 $15.39 $18.81
Blaine 8.40% $6.30 $7.80 $8.55 $10.80   $9.58 $11.86 $13.00 $16.42
Broadwater 6.30% $4.73 $6.23 $6.98 $9.23   $7.18 $9.46 $10.60 $14.02
Carbon 6.30% $4.73 $6.23 $6.98 $9.23   $7.18 $9.46 $10.60 $14.02
Carter 11.55% $8.66 $10.16 $10.91 $13.16   $13.17 $15.45 $16.59 $20.01
Cascade 9.45% $7.09 $8.59 $9.34 $11.59   $10.77 $13.05 $14.19 $17.61
Chouteau 10.50% $7.88 $9.38 $10.13 $12.38   $11.97 $14.25 $15.39 $18.81
Custer 9.45% $7.09 $8.59 $9.34 $11.59   $10.77 $13.05 $14.19 $17.61
Daniels 8.40% $6.30 $7.80 $8.55 $10.80   $9.58 $11.86 $13.00 $16.42
Dawson 10.50% $7.88 $9.38 $10.13 $12.38   $11.97 $14.25 $15.39 $18.81
Fallon 9.45% $7.09 $8.59 $9.34 $11.59   $10.77 $13.05 $14.19 $17.61
Fergus 10.50% $7.88 $9.38 $10.13 $12.38   $11.97 $14.25 $15.39 $18.81
Flathead 5.25% $3.94 $5.44 $6.19 $8.44   $5.99 $8.27 $9.41 $12.83
Gallatin 7.35% $5.51 $7.01 $7.76 $10.01   $8.38 $10.66 $11.80 $15.22
Garfield 9.45% $7.09 $8.59 $9.34 $11.59   $10.77 $13.05 $14.19 $17.61
Glacier 9.45% $7.09 $8.59 $9.34 $11.59   $10.77 $13.05 $14.19 $17.61
Golden Valley 10.50% $7.88 $9.38 $10.13 $12.38   $11.97 $14.25 $15.39 $18.81
Hill 8.40% $6.30 $7.80 $8.55 $10.80   $9.58 $11.86 $13.00 $16.42
Jefferson 6.30% $4.73 $6.23 $6.98 $8.48   $7.18 $9.46 $10.60 $14.02
Judith Basin 10.50% $7.88 $9.38 $10.13 $12.38   $11.97 $14.25 $15.39 $18.81
Lake 5.25% $3.94 $5.44 $6.19 $8.44   $5.99 $8.27 $9.41 $12.83
Lewis & Clark 9.45% $7.09 $8.59 $9.34 $11.59   $10.77 $13.05 $14.19 $17.61
Liberty 8.40% $6.30 $7.80 $8.55 $10.80   $9.58 $11.86 $13.00 $16.42
Madison 7.35% $5.51 $7.01 $7.76 $10.01   $8.38 $10.66 $11.80 $15.22
McCone 9.45% $7.09 $8.59 $9.34 $11.59   $10.77 $13.05 $14.19 $17.61
Meagher 7.35% $5.51 $7.01 $7.76 $10.01   $8.38 $10.66 $11.80 $15.22
Mineral 5.25% $3.94 $5.44 $6.19 $8.44   $5.99 $8.27 $9.41 $12.83
Musselshell 9.45% $7.09 $8.59 $9.34 $11.59   $10.77 $13.05 $14.19 $17.61
Park 9.45% $7.09 $8.59 $9.34 $11.59   $10.77 $13.05 $14.19 $17.61
Petroleum 10.50% $7.88 $9.38 $10.13 $12.38   $11.97 $14.25 $15.39 $18.81
Phillips 8.40% $6.30 $7.80 $8.55 $10.80   $9.58 $11.86 $13.00 $16.42
Pondera 9.45% $7.09 $8.59 $9.34 $11.59   $10.77 $13.05 $14.19 $17.61
Powder River 10.50% $7.88 $9.38 $10.13 $12.38   $11.97 $14.25 $15.39 $18.81
Powell 5.25% $3.94 $5.44 $6.19 $8.44   $5.99 $8.27 $9.41 $12.83
Prairie 9.45% $7.09 $8.59 $9.34 $11.59   $10.77 $13.05 $14.19 $17.61
Ravalli 5.25% $3.94 $5.44 $6.19 $8.44   $5.99 $8.27 $9.41 $12.83
Richland 9.45% $7.09 $8.59 $9.34 $11.59   $10.77 $13.05 $14.19 $17.61
Roosevelt 9.45% $7.09 $8.59 $9.34 $11.59   $10.77 $13.05 $14.19 $17.61
Rosebud 10.50% $7.88 $9.38 $10.13 $12.38   $11.97 $14.25 $15.39 $18.81
Sheridan 8.40% $6.30 $7.80 $8.55 $10.80   $9.58 $11.86 $13.00 $16.42
Stillwater 9.45% $7.09 $8.59 $9.34 $11.59   $10.77 $13.05 $14.19 $17.61
Sweet Grass 8.40% $6.30 $7.80 $8.55 $10.80   $9.58 $11.86 $13.00 $16.42
Teton 9.45% $7.09 $8.59 $9.34 $11.59   $10.77 $13.05 $14.19 $17.61
Toole 9.45% $7.09 $8.59 $9.34 $11.59   $10.77 $13.05 $14.19 $17.61
Treasure 10.50% $7.88 $9.38 $10.13 $12.38   $11.97 $14.25 $15.39 $18.81
Valley 8.40% $6.30 $7.80 $8.55 $10.80   $9.58 $11.86 $13.00 $16.42
Wheatland 10.50% $7.88 $9.38 $10.13 $12.38   $11.97 $14.25 $15.39 $18.81
Wibaux 9.45% $7.09 $8.59 $9.34 $11.59   $10.77 $13.05 $14.19 $17.61
Yellowstone 10.50% $7.88 $9.38 $10.13 $12.38   $11.97 $14.25 $15.39 $18.81

Current Off Set Rates Per Crop

Code Crop Name Rate
AS Alfafa Seed 0.03
BA Barley 0.02
BN Beans 0.05
BM Black Medic 0.05
BK Buckwheat 0
CM Camelina 0.05
CS Canary Seed 0.03
CA Canola 0.05
CP Chickpeas 0.06
CN Corn 0
DW Durum Wheat 0
FX Flax 0
HY Hay 0
LT Lentils 0.05
ML Millet 0
MU Mustard 0.05
OT Oats 0
PE Peas 0.06
PO Potatoes 0
RS Rape Seed (Canola) 0.05
RY Rye 0
SF Safflower 0.02
SA Sainfoin 0.05
SG Sorghum 0
SY Soybeans 0.03
SP Speltz 0
SW Spring Wheat 0
SB Sugarbeets 0
SU Sunflower 0
SC Sweet Clover 0.03
TR Triticale 0
WG Wheat Grass 0.03
WW Winter Wheat 0
Alfalfa - goes under Hay 0
Kamut - goes under Spring Wheat 0
Crambe - goes under Canola 0.03
Indian Rice Grass - goes under Canary Seed 0.03
Garbanzo Beans - goes under Chickpeas 0.06

Click on the Rate Map above to view a larger version.