Payment Options
Your state hail insurance policy can be paid for using an e-check, debit/credit card, cash or check. Fees will apply for e-check and card transactions. Your official policy will be mailed to you for your review and signature. You must sign the policy and return it to our office with any corrections along with payment if you choose cash payment. We will enclose an addressed, postage paid envelope for your use.
Refer to Payment Options below for all the ways to pay for your insurance, or click here to view/download the Hail Insurance Payment Options Sheet . All charge policies are due and payable November 30, 2021.
As per the growers’ requests and legislative action (HB189) in 2013, you now have the opportunity to insure your crops at a higher level. The dry land rate has increased to $75 per acre and irrigated to $114 per acre.
Electronic Payment: Qualify for the 4% cash discount.
Payment Type
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Fees
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E-check – You will be able to complete payment when you purchase your policy if you choose to call the State Hail Insurance office at 406-444-5429. Just give your information to the customer service person in our office.
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$2.00 per transaction regardless of purchase amount.
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Credit /Debit Card (Mastercard/Visa/Discover/Amex) - You will be able to complete payment when you purchase your policy if you choose to call the State Hail Insurance office at 406-444-5429. Just give your information to the customer service person in our office.
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Purchase amount x 0.0215 + $1.25
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Cash or Check Payment: Qualify for the 4% cash discount.
Payment within two weeks of your policy effective date will receive a 4% discount. Be sure to return the signed policy and payment (check) within seven days to receive the discount. Keep in mind that if payment is not received within the two weeks, a crop lien on the insured crops sufficient to cover the fees for the insurance, plus interest will be filed.
Charge: Due in full on November 30, 2021 no discount.
You are only entitled to choose this option if you own the land that the crop is growing on. If the full payment is not received by
November 30, 2020 interest will accrue and a lien may be filed on your property.
Charge: Crop lien on your crop no discount.
If you do not own land and wish to charge your policy, you must choose lien from the payment types and a lien will be filed on your current crop. Upon delivery of your grain the elevator will include the Montana Department of Agriculture on your check. You must contact the department to have the lien released.