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The last day to purchase a State policy for 2021 is August 15, 2021.

Serving Montana Producers for over 100 Years

Montana Departent of Agriculture Hail Insurance Program logo.

To purchase policies:

  • Your county Department of Revenue office is no longer the contact for state hail insurance policies.
  • Mail, email or fax the PDF Hail Insurance Application Form to the Montana Department of Agriculture, Hail Insurance program at the address indicated on the form; OR
  • Call the office until August 15th.
  • Be sure and fill out your field information including section number, township and range.
  • Follow the detailed instructions to complete the form. If you are unsure of your legal descriptions, you can utilize the maps available online at Montana Cadastral.
  • If you have questions or prefer to talk to someone about your policy you may phone your information in to the State Hail Program office using the toll free number at 1-844-515-1571.

Important Deadlines


  • Last date to purchase State policies is August 15th.
  • Coverage begins at 12:01 am on the day following the postmark, fax date or call in day as it is received by the Department of Agriculture.
  • Report losses to the State Hail Insurance Program using the Hail Insurance Loss Claim PDF Form, or call (406) 444-5429 or toll free at 844-515-1571, or mail or e-mail the form within two weeks of hail damage occurrence.
  • Last date to submit a loss is October 1st.

Download the
Hail Insurance
Application Form

You can mail, e-mail or fax this form, or use it as a reference when you contact the office.


Crop Coverage

Hail insurance is available on crops for the full growing season with a maximum coverage as set by state law of $75 per acre on non-irrigated crops and $114 per acre on irrigated crops. Policies will be effective at 12:01 a.m. the day following the date of application. Click here to view 2020 Hail Insurance Rates, or click here to view/download the rates in PDF format.

Crops may be insured at any time until August 15, inclusive. Coverage ends when crops are headed, mowed or harvested or when crops are destroyed by means other than hail. All liability on crops insured will expire October 1 at 11:59 pm.

Crops Covered

       
Alfalfa Seed Corn Potatoes Sugarbeets
Barley Durum Wheat Rape Seed (Canola) Sunflower
Beans Flax Rye Sweet Clover
Black Medic Hay Safflower Triticale
Buckwheat Lentils Sainfoin Wheat Grass
Camelina Millet Sorghum Winter Whet
Canary Seed Mustard Speltz  
Canola Oats Spring Wheat  
Chickpeas Peas Soybeans  

Payment Options

Your state hail insurance policy can be paid for using an e-check, debit/credit card, cash or check. Fees will apply for e-check and card transactions. Your official policy will be mailed to you for your review and signature. You must sign the policy and return it to our office with any corrections along with payment if you choose cash payment. We will enclose an addressed, postage paid envelope for your use.

Refer to Payment Options below for all the ways to pay for your insurance, or click here to view/download the Hail Insurance Payment Options Sheet . All charge policies are due and payable November 30, 2021.

As per the growers’ requests and legislative action (HB189) in 2013, you now have the opportunity to insure your crops at a higher level. The dry land rate has increased to $75 per acre and irrigated to $114 per acre.

Electronic Payment: Qualify for the 4% cash discount.

Payment Type Fees
E-check – You will be able to complete payment when you purchase your policy if you choose to call the State Hail Insurance office at 406-444-5429. Just give your information to the customer service person in our office.
 $2.00 per transaction regardless of purchase amount.
Credit /Debit Card
(Mastercard/Visa/Discover/Amex)
- You will be able to complete payment when you purchase your policy if you choose to call the State Hail Insurance office at 406-444-5429. Just give your information to the customer service person in our office.


 Purchase amount x 0.0215 + $1.25
Cash or Check Payment: Qualify for the 4% cash discount.

Payment within two weeks of your policy effective date will receive a 4% discount. Be sure to return the signed policy and payment (check) within seven days to receive the discount. Keep in mind that if payment is not received within the two weeks, a crop lien on the insured crops sufficient to cover the fees for the insurance, plus interest will be filed.

Charge: Due in full on November 30, 2021 no discount.

You are only entitled to choose this option if you own the land that the crop is growing on. If the full payment is not received by 
November 30, 2020 interest will accrue and a lien may be filed on your property.

Charge: Crop lien on your crop no discount.

If you do not own land and wish to charge your policy, you must choose lien from the payment types and a lien will be filed on your current crop. Upon delivery of your grain the elevator will include the Montana Department of Agriculture on your check. You must contact the department to have the lien released.


Hail Insurance News

USDA Announces Garfield County as Primary Natural Disaster Area due to Drought

USDA Secretarial disaster designation makes farm operators in Garfield County and other contiguous MT counties eligible for assistance through FSA

USDA Announces Garfield County as Primary Natural Disaster Area due to Drought

The United States Department of Agriculture (USDA) has designated Garfield County as a primary natural disaster area due to a recent drought. This announcement comes nearly a week after 13 other Montana counties were declared as primary natural disaster areas due to a recent drought. 

Other MT counties previously named primary disaster areas: Carter, Custer, Daniels, Dawson, Fallon, McCone, Phillips, Prairie, Richland, Roosevelt, Sheridan, Valley & Wibaux.

According to the U.S. Drought Monitor, these counties suffered fromm a drought intensity value during the growing season of 1) D2 Drought-Severe for 8 or more consecutive weeks, or 2) D3 Drought-Extreme, or 4) D4 Drought-Exceptional.

Seven additional counties were named as contiguous disaster areas in the announcement for Garfield County: Custer, McCone, Petroleum, Phillips, Prairie, Rosebud & Valley.

Other MT Counties previously named contiguous counties: Blaine, Fergus, Garfield, Petroleum, Powder River & Rosebud.

A Secretarial disaster designation makes farm operators in primary counties and those counties contiguos to such primary counties eligible for assistance provided through the Farm Service Agency (FSA), including emergency loans. Producers in affected areas are encouraged to work with their local FSA office to receive more information and apply. Click here to view Montana FSA offices map. Click here to visit the USDA Disaster Assisance Programs website.

USDA Announces Primary Disaster Designation for 13 Montana Counties due to drought

Carter, Custer, Daniels, Dawson, Fallon, McCone, Phillips, Prairie, Richland, Roosevelt, Sheridan, Valley & Wibaux counties designated as primary natural disaster areas due to drought

USDA Announces Primary Disaster Designation for 13 Montana Counties due to drought

The United States Department of Agriculture (USDA) has designated 13 Montana counties as primary natural disaster areas due to a recent drought. 

Primary Counties: Carter, Custer, Daniels, Dawson, Fallon, McCone, Phillips, Prairie, Richland, Roosevelt, Sheridan, Valley & Wibaux.

According to the U.S. Drought Monitor, these counties suffered fromm a drought intensity value during the growing season of 1) D2 Drought-Severe for 8 or more consecutive weeks, or 2) D3 Drought-Extreme, or 4) D4 Drought-Exceptional.

Six additional counties were named as contiguous disaster areas. Contiguous Counties: Blaine, Fergus, Garfield, Petroleum, Powder River & Rosebud.

A Secretarial disaster designation makes farm operators in primary counties and those counties contiguos to such primary counties eligible for assistance provided through the Farm Service Agency (FSA), including emergency loans. Producers in affected areas are encouraged to work with their local FSA office to receive more information and apply. Click here to view Montana FSA offices map. Click here to visit the USDA Disaster Assisance Programs website.

Governor's Office Issues Montana Water Supply & Drought Outlook Report

2021 Water Supply & Drought Outlook Report shows dry conditions across the state

Governor's Office Issues Montana Water Supply & Drought Outlook Report

The Office of the Governor released the 2021 Montana Water and Supply Drought Outlook Report on Monday, April 26th.

According to data in the report, 42 percent of the state is classified as abnormally dry, with another 18 percent of the state in severe to extreme drought conditions. May and June are historically the two wettest months of the year in Montana.

“Following an unusually mild winter, the conditions we see for the next eight to ten weeks are going to be critical as we head into growing season in Montana,” Gov. Gianforte said. “I am tasking state agency directors to begin reviewing authorities and options to support our agricultural producers as some battle extreme drought conditions.”

The governor’s office will be monitoring conditions closely in 12 eastern counties – Phillips, Daniels, Sheridan, Valley, Roosevelt, McCone, Wibaux, Prairie, Dawson, Richland, Fallon, and Carter – where drought conditions are most severe.

The Water Supply and Drought Outlook is an annual report compiled by water planning staff at the Montana Department of Natural Resources and Conservation. Click here to view 2021 report.

Documents to download

Montana State Hail Insurance Program
Phone:: (406) 444-5429
or 1-844-515-1571
E-mail:: agrhail@mt.gov
Fax:: (406) 444-9442
P.O. Box 200201
Helena, MT 59620-0202


All the Forms You Will Need