Montana State Hail Insurance Rates
Hail insurance coverage maximums for 2008 have been set by the Montana State Hail Insurance Board at $50 per acre for non-irrigated crops and $76 an acre for irrigated crops. Rates charged are a percentage of the insured amount and vary by county according to the hail loss history of the area. Zones identify the rates, as follows:
Crops |
Rate
as a percentage of coverage |
||||||
| Wheat, barley, rye, oats, flax, durum, safflower, sunflowers, triticale, sorghum, speltz, corn, hay and millet | Zone
1 |
Zone
2 |
Zone
3 |
Zone
4 |
Zone
5 |
Zone
6 |
Zone
7 |
11
% |
10 % |
9 % |
8 % |
7 % |
6 % |
5 % |
|
| Lentils, peas, beans, canary seed, grass seed and alfalfa seed | 14
% |
13 % |
12 % |
11 % |
10 % |
9 % |
6 % |
| Canola, mustard, rape, sainfoin and alfalfa seed | 16 % |
15 % |
14 % |
13 % |
12 % |
11 % |
7 % |
| Potatoes and sugar beets (Up to maximum coverage of $100/acre) |
6.6
% |
6 % |
5.4
% |
4.8
% |
4.2
% |
3.6
% |
3 % |
| Mixed fields | Charge
for mixed fields is the highest rate crop
in the mix |
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For additional information, contact your area Montana Department of Revenue office or call:
Montana State Hail Insurance Program
P.O. Box 200201
Helena, MT 59620-0201
(406) 444-2402
